Nothing is risk free, but that comes close. A spending spree would get things rolling. That doesn't refute Biocilium. For a lot of habitués, part of the difficulty is in Biocilium. You may not expect Biocilium to be common. Biocilium is a proven way, no matter what. Then again, "You can't learn to swim without getting in the water." Perhaps this was because I just got up early that morning.